Dilemma
The Dilemma
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Employment & Marriage
Restrictive income and asset eligibility limits prevent married and employed people with disabilities with the critical Medicaid benefits they need
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Disability
$100,000 / year of medical & caregiving expenses
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Unemployed & Single
In order to get around those limits, people with disabilities often forgo employment and marriage to afford the medical care they need
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Empowering Tennessee: The Case for TennCare for Working Individuals with Disabilities Act
High Costs with Limited Support
Individuals with disabilities often face annual expenses exceeding 100 000 a burden significantly lightened by Medicaid support
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> $100,000+ / yr.
Healthcare Livelihood: A Stark Choice
Individuals With disabilities are forced to choose between maintaining essential healthcare coverage and pursuing economic self-sufficiency. This choice hinders their potential to work, save, and invest in their futures.
Income: < $2,829 / mo.
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Assets: < $2,000
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Bridging the Employment and Marriage Gap
These employment & marriage disparities highlight the need for systemic changes that support the aspirations of people with disabilities for Work and family life without the fear of losing their healthcare benefits.
%Employed
Able-Bodied
Disabied
37%
75%
%Married
Able-Bodied
Disabied
37%
75%
An Opportunity for Inclusion
Tennessee remains one of the only four states without a TennCare for Working Individuals with Disabilities Act, placing it behind in fostering a diverse and inclusive workforce. Such a program would server as as gateway for individuals with disabilities to contribute meaningfully to the economy while retaining their healthcare coverage, effectively closing the gap towards full social integration
Want to Help?
The Solution
What is a Pathway to TennCare?
A Pathway to TennCare is a state-driven initiative that allows workers with disabilities a pathway into Medicaid. This means they can earn income above traditional Medicaid limits while still accessing vital health services.
Addressing the Employment Dilemma
Many with disabilities face a catch-22: work and lose Medicaid or don't work and keep it. The Buy-In program breaks this cycle, enabling individuals to work, earn, and still retain their healthcare benefits.
Economic and Social Implications
The program isn't just beneficial for individuals. It's a win-win for states too. As participants earn more, they pay higher premiums, contribute more in taxes, and rely less on other skocial services.
What is a Medicaid Buy-In Program?
A Medicaid Buy-In Program is a state-driven initiative that allows workers with disabilities to "buy into" Medicaid. This means they can earn income above traditional Medicaid limits while still accessing vital health services.
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Addressing the Employment Dilemma
Many with disabilities face a catch-22: work and lose Medicaid or don't work and keep it. The Buy-In program breaks this cycle, enabling individuals to work, earn, and still retain their healthcare benefits.
Survey
Join our advocacy efforts. Your voice matters!
We're on a mission to advocate for a brighter future for individuals with disabilities in Tennessee. To make impactful changes, we need to understand your experiences and perspectives. By participating in our survey, you're taking a significant step towards creating a more inclusive Tennessee. Thank you for being a part of this transformative journey. Together, we can advocate for a brighter, more inclusive future for all.
Ready to make a difference? Click the button below to head over to our survey. It only takes a few minutes, but your insights can drive lasting change.
